Flood insurance throughout the South Shore, North Shore and Greater New England Area.

Just because you don’t live in a high risk flood area doesn’t mean it’ll never happen to you. We’ll provide the specialized coverage you need to help protect your home from rising waters.

Three major myths about flood insurance mean you could be taking an unnecessary risk.

The first is that flood insurance is only needed for people living in designated flood zones. In reality, flooding is a potential risk everywhere and the damage can be devastating.

Another myth is that homeowners insurance automatically includes flood insurance. In reality, that is usually not the norm, and you should always assume you aren’t covered unless your homeowners policy specifically says otherwise.

The third myth is that government programs have taken care of flood insurance. There is a National Flood Insurance Program that guarantees the availability of insurance in specific areas. However, this only covers a tiny percentage of American homes.

For most homeowners, floods are a low-likelihood but high-cost risk. If you are hit by flooding you could lose many or most of your personal possessions, face major reconstruction work, and be left homeless for months while your property is made habitable again. In most cases, not having flood insurance is a chance you simply can’t afford to take.

Contact us and we’ll help explain the benefits of obtaining a separate flood insurance policy.

Let’s discuss your flood insurance.

One of our insurance professionals will reach out to you to review your information and present you with the appropriate flood insurance solution. There’s no obligation, just good-old-fashioned advice.
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Burgin Platner and Company offers comprehensive flood insurance throughout Eastern Massachusetts including Gloucester, Beverly, Hamilton, Ipswich, Essex County, North Shore, South Shore, Quincy, Greater Boston and surrounding areas.